Save with a lower rate
Get a low interest rate for an initial payment period (1, 3, 5, 7, or 10 years).

Why choose an adjustable-rate mortgage?

• You want lower initial monthly payments than a fixed-rate mortgage usually offers
• You plan to own your home for 10 years or less
• You think interest rates may fall in the next few years
  
  

Interest Only

The flexibility you need, right now
For the first 3 to 10 years, the interest rate and payment stay the same and you pay just the interest each month. Use the savings for other immediate needs.

Why choose an interest only mortgage?

• Your income fluctuates (self-employed, commissioned or on a bonus schedule)
• You have other needs for your cash each month, and want the most flexible cash-flow options
• You expect the value of your home to appreciate quickly

Othere options

You Can Afford a Home
Make home ownership a reality. Take advantage of the following customized mortgage programs to help you meet your home-buying goals.

• Flexible Mortgage Loans
  Neighborhood Advantage Zero DownTM & Credit FlexTM programs, specialized mortgages with flexible guidelines for those with low and moderate income
• Specialized Professions Loans
  Neighborhood Champions® Protected MortgageTM Loans, customized programs for teachers, police officers, firefighters, doctors and medical professionals
• Combination Loans
  Combines a first mortgage with a second mortgage or home equity loan for up to 100% of your property's value within a single convenient application
• Construction Loans
  Combines construction financing with home financing to help you save time and money
• Government Loans
  Federal Housing Administration (FHA) loans, ideal for many first-time homebuyers; Veteran (VA) loans, many with relaxed qualifying requirements and no-down payment options.